Monday, September 14, 2020

ANO ANG MORTGAGE REDEMPTION INSURANCE?

 


Photo credit: Lloyd Cafe Cadena Facebook


What is the importance of MRI when you purchase a condo or house and lot? "Pano ang bahay ni Lloyd Cadena? Wala namang ipanghuhulog sa loan yung mom nya?" Yan ang mga tanong na kumakalat sa social media mostly sila ang mga taong nagmamahal at nagsusuporta sa ating bida na si Lloyd Cadena.


LLOYD CAFE CADENA's HOUSE IS NOW FULLY PAID BECAUSE OF MRI.


𝗪𝗵𝗮𝘁 𝗶𝘀 𝗠𝗥𝗜?

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗲𝗱𝗲𝗺𝗽𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲


Mortgage Redemption Insurance is an insurance policy that provides financial protection for home loan borrowers and their families. Specifically, MRI helps settle outstanding home loan amounts in the event of death or total disablement of the borrowers.


It is a requirement by PAG-IBIG and banks before approving your HOUSING loan.


What will happen to a property if the owner dies without MRI? PAG-IBIG and Banks can foreclose the property regardless of how much is your remaining loan.


MRI ensures that the family will STILL have the house to live in when the owner die too soon.


𝗞𝘂𝗻𝗴 𝗶𝗸𝗮𝘄 𝗮𝗻𝗴 𝗯𝗿𝗲𝗮𝗱𝘄𝗶𝗻𝗻𝗲𝗿 𝗻𝗴 𝗽𝗮𝗺𝗶𝗹𝘆𝗮, 𝗮𝗻𝗴 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗵𝗲𝗮𝗹𝘁𝗵 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝘁 𝗵𝗼𝘂𝘀𝗲 𝗹𝗼𝗮𝗻 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝘆 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮.


 "Pano ang bahay ni Lloyd Cadena? 

Paano babayaran ng pamilya niya yung loan sa bahay?


LLOYD CAFE CADENA's HOUSE IS NOW FULLY PAID BECAUSE OF MRI.


MRI ensures that the family will STILL have the house to live in when the owner die too soon.


Ganyan po silbi ng MRI. 

Take noteDepende in some other cases kung wala syang  guarantor noong ni loan nya ang bahay. Like someone who are in abroad at na-heart attack dead on the spot may bahay sya na Kinuha sa pag-ibig pero dahil may naka guarantor hindi nila ma-waive ang amortization.


Ang LIFE INSURANCE naman ay para mabayaran ang mga utang (kung may maiwan), hospital bills, at ang araw-araw na pang gastos ng mga mahal mo sa buhay, kasi kung ikaw ang breadwinner mawawala din ang income na bumubuhay sa iyong pamilya.


Kung ikaw ay may house loan, kailangan mayroon kang MRI.




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